Amity Insurance

Amity Insurance is a firm headquartered in Chattanooga, Tennessee that provides health, life and disability insurance in Tennessee. As of 2025, the firm provides its services to more than ten million people. It is also one of the only insurance providers in the United States to hold a B-Corporation certification.

History
Amity was founded in April 2021, by a group of entrepreneurs who had previously worked together at BlueCross BlueShield of Tennessee. Collectively, they had over 200 years of combined experience in mail services, literature fulfillment, customer service, and claims. They decided, after the infamous 2020 "Insurance Crash" that a new company needed to be built that provided its services to their members and providers with a focus on "compassionate support and efficient service". To that end, they were able to secure an initial $100 million loan from Berkshire Hathaway, with a check signed personally by Warren Buffet, and set about preparing their new business, buying out the BlueCross BlueShield Tennessee branch.

Selecting a "simple name invoking a sense of dignified presence and trustworthiness," the group decided to call the new firm Amity. They were formally established on Monday, 5 April 2021. The firm spent its first year organizing, adjusting its standards and protocols, and setting its personnel structure and pay scale. The firm opted for a straightforward, no-frills hierarchy, and a corporate setting that was "clean, relaxed, and simple but firmly rooted in professionalism and positive interaction."

With the advent of 2025, the company employs more than 5,000 people and provides insurance to just over 15 million Americans. Its liquid assets for FY2024 were reported to be in excess of $100 billion.

Overview
Amity embraces a model that promotes “equal opportunity, equal respect, equal rights”. The firm will accept any qualified candidate, no matter their race, creed, color, ethnicity, national origin, religion, gender, sexual orientation, gender expression, age, height, weight, physical or mental ability, military obligations, and marital status. All employees are treated with equal respect and the firm strives to maintain open opportunities for any and all workers to advance and find new positions, challenges, and responsibilities. The firm shows some preference to the hiring of military veterans.

Amity operates on a for-profit model, but it combines its profits with a program it refers to as “Helping Hands”, wherein the firm donates underwritten profits to a variety of charities - the American Red Cross, the United Way, the Salvation Army, the Wounded Warrior Project, and Saint Jude Children’s Hospital.

Additionally, the firm maintains a program known as “In-House Investment”, or "IHI", where every non-executive employee of the company receives a bonus check at the end of every fiscal year that is measured according to the previous fiscal year’s performance. These checks average between $1,000 and $1,500. Those employees at or above the rank of director only receive a bonus check if the company exceeds its previous year's performance numbers.

Medical
Amity offers three categories of medical coverage - preferred provider organization plans (PPO), health maintenance organization plans (HMO), and point of service plans (POS). All three categories in the Amity portfolio come under the brand name “MediServe”, and are separated into three distinct programs according to type -


 * MediServe Standard, the PPO plan.
 * MediServe Optum, the HMO plan.
 * MediServe Express, the POS plan.

Amity also offers the following specialty plans that have very particular qualification criteria, under the brand name "MediPrime" -


 * MediPrime Silver, which caters specifically to seniors (age 65 plus) and Medicare/Medicaid recipients.
 * MediPrime Elite, an FSA option available for employer-provided plans only.

Dental & Vision
Dental and vision plans are fairly universal and vary primarily in the scope of the network of doctors available and the deductibles and percentages covered by the plan versus that owed by the member. These programs are Dental One and Vision One.

The firm also offers a supplemental pharmacy plan, primarily aimed at seniors on Medicare/Medicaid, known as PharmaStar.

Life
Amity offers a life insurance program known as Secure Life, which offers three types of life insurance -


 * Term life.
 * Universal life.
 * Whole life.

Disability
Amity offers a disability insurance program known as Care Assurance, which offers the following four options -


 * Long term disability.
 * Short term disability.
 * Mortgage disability.
 * Supplemental disability.

Divisions & Departments

 * Administration
 * Communications
 * Compliance
 * Finance
 * Legal
 * Marketing
 * Payroll
 * Personnel
 * Security
 * Training
 * Health Care Operations
 * Actuarial
 * Appeals
 * Application Processing
 * Claims Processing
 * Member Onboarding
 * Member Services
 * Receipts
 * Subrogation
 * Underwriting
 * Sales
 * Family Sales
 * Group Sales
 * Individual Sales
 * Medicaid
 * Medicare
 * Network Management
 * Provider Contracting
 * Provider Services

Hierarchy

 * President (Pres)
 * Oversees entire company.
 * starting pay - $2.5 mil/year
 * Vice President (VP)
 * Supports the President, members of the Executive Committee.
 * starting pay - $650k/year
 * Director (Dir)
 * Oversees divisions.
 * starting pay - $250k/year
 * Manager (Mgr)
 * Oversees multiple departments within a division.
 * starting pay - $125k/year
 * Supervisor (Spr)
 * Oversees a department.
 * starting pay - $90k/year
 * Team Leader (Tlr)
 * Oversees a work team within a department.
 * starting pay - $70k/year
 * Associate (Asc)
 * Rank and file employees.
 * starting pay - $45k/year

Executive Committee

 * So Andso
 * President & Chief Executive Officer
 * So Andso
 * Vice President & Chief Operating Officer
 * So Andso
 * Vice President & Chief Financial Officer
 * So Andso
 * Vice President & General Counsel
 * So Andso
 * Vice President & Chief Actuary
 * So Andso
 * Vice President & Chief Privacy Officer
 * So Andso
 * Vice President & Chief Personnel Officer
 * So Andso
 * Vice President & Chief Communications Officer
 * So Andso
 * Vice President & Chief Information Officer
 * So Andso
 * Vice President & Chief Government Relations Officer
 * So Andso
 * Vice President & Chief Marketing Officer
 * So Andso
 * Vice President & Chief Audit Executive

Cameron Hill

 * Building 1 - Administration
 * C-Suite
 * Communications, compliance, disbursements, finance, legal, marketing, payroll, personnel, receipts
 * Clinic, pharmacy
 * Building 2 - Health Care Operations
 * Actuarial, appeals, application processing, claims processing, member onboarding, member services, subrogation, underwriting
 * Fitness centre
 * Building 3 - Sales
 * Family sales, group sales, individual sales, Medicaid, Medicare
 * Coffee shoppe
 * Building 4 - Network Management
 * Provider contracting, provider services
 * Credit union
 * Building 5 - Social Centre
 * Training
 * Cafeteria
 * Facilities, maintenance

Office

 * desk - Lillasen
 * chairs -
 * Langfjall w/ arms, Gunnared dark gray/black, white (staff & management)
 * Jarvfjallet w/ arms, gunnared blue cushions, black (executive)
 * Fjallberget w/ arms, white-stained oak veneer, beige cushion (conference)
 * tables -
 * Bekant, three-section white-stained oak veneer, white legs (conference)
 * Linnmon / Olov, white-stained oak effect, white legs (work)
 * Morbylanga / Tossberg - table oak veneer brown stained/metal and four chairs (dining room)
 * cabinets -
 * Galant single column w/ filing combination, white-stained oak veneer
 * Galant double column w/ sliding doors, white-stained oak veneer
 * Galant triple column w/ storage combination & drawers, white-stained oak veneer
 * desk organization
 * Dokument pencil cups
 * Dokument magazine file
 * Dokument triple letter tray
 * Knallbage accessory pouches
 * bookcase - Billy (31 1/2" x 11" x 79 1/2") birch veneer

Commons Areas

 * armchair - Ekero armchair Skiftebo dark gray
 * sofa - Glostad loveseat, Knisa dark gray
 * coffee table - Lunnarp table, brown 35 3/8x21 5/8 "

Cafeteria

 * dining set - Morbylanga / Bernhard
 * dishware - Flitighet
 * silverware - Fornuft
 * glassware - Kallna 10 oz
 * coffee/tea cups - Vardagen cup & saucer 5 oz
 * coffee/tea pot - Sluka vacuum flask

Washrooms

 * sink - Godmorgon / Odensvik 2-drawer white oak veneer
 * supply cabinet - Godmorgon high cabinet w/ mirror door

Lighting

 * desk lamp - Navlinge LED work black
 * table lamp - Evedal w/ LED bulb
 * floor lamp - VIDJA Floor lamp with LED bulb, white, 54 "
 * ceiling - Virrmo LED ceiling lamp, nickel plated 14" 800 Lumen
 * wall - RAKSTA LED wall/mirror lamp, black 24" (washrooms only)